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Option    
(Rs.in Million)
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
SOURCES OF FUNDS:
NA  
NA  
NA  
NA  
NA  
Share Capital
107524.02  
107524.02  
107524.02  
107524.02  
107524.02  
    Equity - Authorised
210000.00  
210000.00  
210000.00  
250000.00  
250000.00  
    Equity - Issued
107524.02  
107524.02  
107524.02  
107524.02  
107524.02  
    Equity Paid Up
107524.02  
107524.02  
107524.02  
107524.02  
107524.02  
    Equity Shares Forfeited
0.00  
0.00  
0.00  
0.00  
0.00  
    Adjustments to Equity
0.00  
0.00  
0.00  
0.00  
0.00  
    Preference Capital Paid Up
0.00  
0.00  
0.00  
0.00  
0.00  
    Face Value
10.00  
10.00  
10.00  
10.00  
10.00  
Share Warrants & Outstandings
0.00  
0.00  
0.00  
0.00  
0.00  
Total Reserves
508676.49  
403206.57  
355668.42  
318193.06  
268756.37  
    Securities Premium
53235.65  
53235.21  
53235.21  
507197.04  
507322.81  
    Capital Reserves
38347.71  
36099.58  
35322.15  
34839.25  
33155.91  
    Profit & Loss Account Balances
117050.18  
76858.06  
45779.22  
-433957.97  
-451594.22  
    General Reserves
88463.58  
75401.30  
72694.70  
70000.36  
67741.65  
    Other Reserves
211579.39  
161612.42  
148637.14  
140114.37  
112130.21  
Reserve excluding Revaluation Reserve
403560.12  
323872.03  
273658.66  
233515.42  
205941.89  
Revaluation Reserves
105116.37  
79334.54  
82009.76  
84677.64  
62814.47  
Deposits
3099750.41  
2773655.15  
2553132.65  
2328495.85  
2306601.76  
    Demand Deposits
619590.10  
488557.62  
489001.00  
454424.70  
405064.59  
    Savings Deposit
823716.37  
910132.41  
864988.04  
868043.42  
758905.25  
    Term Deposits / Fixed Deposits
1656443.93  
1374965.11  
1199143.61  
1006027.73  
1142631.92  
    Current Deposits
0.00  
0.00  
0.00  
0.00  
0.00  
    Recurring Deposits
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Deposits
0.00  
0.00  
0.00  
0.00  
0.00  
Borrowings
199319.94  
170826.96  
126377.50  
143449.80  
159080.53  
    Borrowings From Reserve Bank of India
0.00  
24000.00  
24000.00  
24000.00  
0.00  
    Borrowings From Other Banks
3823.00  
3763.00  
5782.00  
6071.00  
9451.50  
    Borrowings From GOI
0.00  
0.00  
0.00  
0.00  
0.00  
    Borrowings From Other Financial Institutions
0.00  
0.00  
0.00  
-8500.00  
-8500.00  
    Borrowings in the form of Bonds / Debentures
117790.24  
128670.12  
91007.94  
115588.02  
146943.20  
    Borrowings in Other Form
0.00  
0.00  
0.00  
0.00  
0.00  
    Borrowings From Out of India
77706.70  
14393.84  
5587.56  
6290.78  
11185.83  
Other Liabilities & Provisions
212699.77  
189850.75  
170889.65  
126451.90  
143435.85  
    Bills Payable
18968.66  
26348.30  
23489.27  
16735.65  
15424.99  
    Inter-office adjustment Liabilities
0.00  
0.00  
0.00  
0.00  
0.00  
    Interest Accrued
3748.89  
7473.58  
5067.36  
3978.21  
4980.60  
    Proposed Dividend
0.00  
0.00  
0.00  
0.00  
0.00  
    Corporate dividend tax payable
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Liabilities & Provisions
189982.23  
156028.88  
142333.02  
105738.04  
123030.26  
Total Liabilities
4129618.95  
3646592.02  
3314977.07  
3025396.48  
2986528.35  
APPLICATION OF FUNDS :
NA  
NA  
NA  
NA  
NA  
Cash and balance with Reserve Bank of India
212942.38  
139909.99  
166392.81  
277959.14  
130131.25  
    Cash with RBI
199042.29  
122183.75  
141505.26  
255647.44  
99206.56  
    Cash in hand & others
13900.09  
17726.24  
24887.55  
22311.70  
30924.69  
Balances with banks and money at call
231823.44  
120184.77  
126076.50  
80045.58  
222949.94  
Investments
1184528.04  
1157185.95  
1004086.77  
834750.04  
814708.81  
Investments in India
1177648.97  
1153037.01  
1001881.30  
833996.59  
812873.75  
    GOI/State Govt. Securities
993006.23  
983805.56  
860363.93  
717746.06  
758348.34  
    Equity Shares - Corporate
15852.33  
4042.80  
3304.38  
5234.58  
10384.85  
    Debentures & Bonds
38446.55  
58824.09  
62034.44  
58532.41  
14524.94  
    Subsidiaries and/or joint ventures/Associates
8852.90  
7129.36  
6258.34  
5616.34  
495.17  
    Units - MF/ Insurance/CP/PTC
121490.97  
99235.21  
69920.21  
46867.21  
29120.46  
    Other Investments
0.00  
0.00  
0.00  
0.00  
0.00  
Investments outside India
6879.07  
4148.94  
2205.48  
753.45  
1835.06  
    Government securities
6874.55  
4148.94  
2205.48  
753.45  
1835.06  
    Subsidiaries and/or joint ventures abroad
0.00  
0.00  
0.00  
0.00  
0.00  
    Other investments outside India
4.52  
0.00  
0.00  
0.00  
0.00  
    Less: Prov for Diminution in Value of Invest.
0.00  
0.00  
0.00  
0.00  
0.00  
Advances
2183991.56  
1885756.17  
1625458.49  
1369587.17  
1281523.93  
    Bills Purchased & Discounted
123269.15  
88983.40  
63272.30  
33407.09  
6222.46  
    Cash Credit, Over Draft & Loans repayable
444663.68  
377949.49  
381856.92  
355144.72  
342424.97  
    Term Loans
1616058.72  
1418823.29  
1180329.27  
981035.36  
932876.51  
    Finance lease and hire purchase receivable
0.00  
0.00  
0.00  
0.00  
0.00  
    Advances Others
0.00  
0.00  
0.00  
0.00  
0.00  
Gross block
150524.19  
128206.18  
121762.73  
120540.18  
101673.55  
    Premises
114310.32  
93097.92  
89737.65  
89951.64  
72778.52  
    Assets Given on Lease
6018.18  
6018.18  
6018.18  
6018.18  
6018.18  
    Other Fixed Assets
30195.69  
29090.08  
26006.90  
24570.36  
22876.85  
Less: Accumulated Depreciation
29309.78  
33842.73  
28714.99  
24655.83  
27634.96  
Less: Impairment of Assets
17.65  
17.65  
0.00  
0.00  
0.00  
Net Block
121196.76  
94345.80  
93047.75  
95884.35  
74038.59  
Lease Adjustment
0.00  
0.00  
0.00  
0.00  
-17.65  
Capital Work in Progress
803.40  
1077.18  
4756.30  
3986.00  
4706.37  
Other Assets
194333.39  
248132.16  
295158.45  
363184.20  
458487.12  
    Inter-office adjustment Assets
0.00  
0.00  
0.00  
0.00  
7.36  
    Interest Accrued Assets
33089.53  
30687.04  
28324.28  
22107.25  
21087.14  
    Tax paid in advance/TDS
9462.58  
28468.81  
25563.08  
34781.86  
65401.92  
    Stationery and stamps
4.81  
11.81  
1.58  
1.31  
1.61  
    Non-banking assets acquired
7105.38  
7369.09  
7369.09  
7919.89  
7919.89  
    Deferred tax asset
59880.62  
89650.51  
115270.30  
133243.74  
144489.01  
    Miscellaneous Expenditure not written off
0.00  
0.00  
0.00  
0.00  
0.00  
    Assets Others
84790.47  
91944.90  
118630.12  
165130.15  
219580.18  
Total Assets
4129618.95  
3646592.02  
3314977.07  
3025396.48  
2986528.35  
Contingent Liabilities
3230286.53  
1970555.77  
1769291.28  
3322267.13  
2207428.19  
    Claims not acknowledged as debts
6707.77  
11075.18  
25205.79  
26732.13  
27308.33  
    Outstanding forward exchange contracts
2144617.54  
707503.36  
1060531.80  
2678756.44  
1581739.58  
    Guarantees given in India
479629.42  
433494.00  
401639.93  
347318.76  
376556.59  
    Guarantees given Outside India
5674.57  
4454.25  
8467.39  
7959.86  
8025.62  
    Acceptances, endorsements & other obligations
168612.55  
157782.00  
160215.73  
132560.74  
99046.54  
    Other Contingent liabilities
425044.69  
656246.98  
113230.66  
128939.21  
114751.53  
Bills for collection
127575.58  
123638.96  
113107.34  
107069.57  
96483.44  
Book Value
47.53  
40.12  
35.45  
31.72  
29.15  
Adjusted Book Value
47.53  
40.12  
35.45  
31.72  
29.15  
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