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Option    
(Rs.in Million)
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
SOURCES OF FUNDS:
NA  
NA  
NA  
NA  
NA  
Share Capital
6194.70  
6173.10  
6153.70  
6139.50  
6127.50  
    Equity - Authorised
8500.00  
8500.00  
8500.00  
8500.00  
8500.00  
    Equity - Issued
6194.70  
6173.10  
6153.70  
6139.50  
6127.50  
    Equity Paid Up
6194.70  
6173.10  
6153.70  
6139.50  
6127.50  
    Equity Shares Forfeited
0.00  
0.00  
0.00  
0.00  
0.00  
    Adjustments to Equity
0.00  
0.00  
0.00  
0.00  
0.00  
    Preference Capital Paid Up
0.00  
0.00  
0.00  
0.00  
0.00  
    Face Value
2.00  
2.00  
2.00  
2.00  
2.00  
Share Warrants & Outstandings
11826.60  
8944.90  
4260.90  
1507.70  
0.00  
Total Reserves
1854333.60  
1555117.20  
1287402.50  
1174959.40  
1029809.50  
    Securities Premium
533580.70  
525400.00  
519357.80  
515478.70  
512720.30  
    Capital Reserves
41439.70  
39296.20  
37900.70  
37222.30  
32811.90  
    Profit & Loss Account Balances
848140.80  
652811.70  
477692.50  
406044.90  
314392.30  
    General Reserves
19073.20  
4370.40  
4323.70  
4282.90  
4259.70  
    Other Reserves
412099.20  
333238.90  
248127.80  
211930.60  
165625.30  
Reserve excluding Revaluation Reserve
1854333.60  
1555117.20  
1287402.50  
1174959.40  
1029809.50  
Revaluation Reserves
0.00  
0.00  
0.00  
0.00  
0.00  
Deposits
11709208.90  
10671024.00  
9458247.20  
8211648.00  
6983026.30  
    Demand Deposits
1657778.70  
1563543.50  
1483038.90  
1269471.60  
1128374.60  
    Savings Deposit
3113893.30  
3021325.80  
2974159.90  
2424492.70  
2044725.60  
    Term Deposits / Fixed Deposits
6937536.90  
6086154.70  
5001048.40  
4517683.70  
3809926.10  
    Current Deposits
0.00  
0.00  
0.00  
0.00  
0.00  
    Recurring Deposits
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Deposits
0.00  
0.00  
0.00  
0.00  
0.00  
Borrowings
2206867.50  
2281995.50  
2062135.70  
1997781.60  
1522487.20  
    Borrowings From Reserve Bank of India
0.00  
0.00  
77690.00  
181020.00  
181020.00  
    Borrowings From Other Banks
161560.90  
158756.60  
136806.80  
85025.10  
32688.80  
    Borrowings From GOI
0.00  
0.00  
0.00  
0.00  
0.00  
    Borrowings From Other Financial Institutions
1426755.40  
1513083.40  
1222011.20  
1002614.70  
654894.50  
    Borrowings in the form of Bonds / Debentures
258379.60  
249379.60  
250500.00  
185250.00  
250750.00  
    Borrowings in Other Form
0.00  
0.00  
0.00  
0.00  
0.00  
    Borrowings From Out of India
360171.60  
360775.90  
375127.70  
543871.80  
403133.90  
Other Liabilities & Provisions
774843.50  
654136.20  
622045.70  
563141.80  
466857.40  
    Bills Payable
61938.00  
67138.90  
95438.10  
84993.60  
70326.50  
    Inter-office adjustment Liabilities
0.00  
0.00  
0.00  
0.00  
0.00  
    Interest Accrued
38109.80  
36582.20  
40979.50  
46623.30  
38982.40  
    Proposed Dividend
0.00  
0.00  
0.00  
0.00  
0.00  
    Corporate dividend tax payable
0.00  
0.00  
0.00  
0.00  
0.00  
    Other Liabilities & Provisions
674795.70  
550415.10  
485628.10  
431524.90  
357548.50  
Total Liabilities
16569626.10  
15182385.30  
13444179.60  
11957791.50  
10010045.40  
APPLICATION OF FUNDS :
NA  
NA  
NA  
NA  
NA  
Cash and balance with Reserve Bank of India
736384.40  
860774.90  
661177.60  
940345.10  
518085.70  
    Cash with RBI
655645.00  
764426.80  
564518.80  
841944.10  
391354.10  
    Cash in hand & others
80739.40  
96348.10  
96658.80  
98401.00  
126731.60  
Balances with banks and money at call
290602.60  
304156.90  
425901.70  
183090.00  
116157.90  
Investments
3966850.70  
3323537.40  
2880948.30  
2746081.30  
2253357.70  
Investments in India
3808865.40  
3226846.90  
2793886.00  
2686734.80  
2213557.70  
    GOI/State Govt. Securities
2934006.60  
2389637.20  
2197068.40  
2195081.10  
1807028.40  
    Equity Shares - Corporate
27456.70  
13170.10  
11931.20  
11940.80  
13949.70  
    Debentures & Bonds
737230.10  
747020.90  
547976.50  
447378.30  
348703.90  
    Subsidiaries and/or joint ventures/Associates
26235.10  
9324.50  
8637.40  
7978.90  
0.00  
    Units - MF/ Insurance/CP/PTC
83936.90  
67694.20  
28272.50  
24355.70  
43875.70  
    Other Investments
0.00  
0.00  
0.00  
0.00  
0.00  
Investments outside India
157985.30  
96690.50  
87062.30  
59346.50  
39800.00  
    Government securities
154352.70  
94218.60  
84876.40  
56697.60  
34872.10  
    Subsidiaries and/or joint ventures abroad
0.00  
0.00  
0.00  
0.00  
0.00  
    Other investments outside India
3632.60  
2471.90  
2185.90  
2648.90  
4927.90  
    Less: Prov for Diminution in Value of Invest.
0.00  
0.00  
0.00  
0.00  
0.00  
Advances
10812294.70  
9993334.80  
8683875.40  
7253761.40  
6257499.00  
    Bills Purchased & Discounted
168182.40  
164382.00  
184228.60  
355758.00  
224469.70  
    Cash Credit, Over Draft & Loans repayable
3273192.20  
2784565.00  
2444702.10  
1897878.70  
1791830.30  
    Term Loans
7370920.10  
7044387.80  
6054944.70  
5000124.70  
4241199.00  
    Finance lease and hire purchase receivable
0.00  
0.00  
0.00  
0.00  
0.00  
    Advances Others
0.00  
0.00  
0.00  
0.00  
0.00  
Gross block
280994.80  
262158.60  
243171.50  
111324.80  
100300.70  
    Premises
18125.90  
18125.90  
16635.90  
17068.20  
16239.70  
    Assets Given on Lease
2096.00  
2096.00  
0.00  
0.00  
0.00  
    Other Fixed Assets
260772.90  
241936.70  
226535.60  
94256.60  
84061.00  
Less: Accumulated Depreciation
217279.80  
206452.00  
196067.10  
66684.90  
58187.20  
Less: Impairment of Assets
0.00  
0.00  
0.00  
0.00  
0.00  
Net Block
63715.00  
55706.60  
47104.40  
44639.90  
42113.50  
Lease Adjustment
0.00  
0.00  
0.00  
0.00  
0.00  
Capital Work in Progress
1205.80  
2669.00  
1421.40  
2151.30  
1183.40  
Other Assets
698572.90  
642205.70  
743750.80  
787722.50  
821648.20  
    Inter-office adjustment Assets
0.00  
0.00  
0.00  
0.00  
0.00  
    Interest Accrued Assets
143265.40  
117126.90  
102861.00  
85591.90  
81673.30  
    Tax paid in advance/TDS
12009.70  
1963.10  
7488.70  
7838.50  
9398.00  
    Stationery and stamps
34.60  
27.60  
13.30  
6.30  
4.60  
    Non-banking assets acquired
0.00  
0.00  
0.00  
0.00  
0.00  
    Deferred tax asset
46151.60  
54349.70  
64057.60  
74527.90  
76158.90  
    Miscellaneous Expenditure not written off
0.00  
0.00  
0.00  
0.00  
0.00  
    Assets Others
497111.60  
468738.40  
569330.20  
619757.90  
654413.40  
Total Assets
16569626.10  
15182385.30  
13444179.60  
11957791.50  
10010045.40  
Contingent Liabilities
28782005.20  
19121253.70  
14436660.10  
12937553.60  
10536249.10  
    Claims not acknowledged as debts
17669.80  
25949.20  
20722.60  
10216.50  
21207.20  
    Outstanding forward exchange contracts
12565884.60  
8403866.80  
6048352.70  
5178033.70  
5101178.80  
    Guarantees given in India
1216989.00  
1068121.90  
917637.80  
724358.60  
729652.50  
    Guarantees given Outside India
194901.10  
213303.50  
106134.10  
73131.30  
78908.70  
    Acceptances, endorsements & other obligations
553414.30  
590875.10  
523615.30  
569415.40  
378058.40  
    Other Contingent liabilities
14233146.40  
8819137.20  
6820197.60  
6382398.10  
4227243.50  
Bills for collection
769312.00  
735430.60  
681765.50  
669474.40  
503752.70  
Book Value
600.68  
505.84  
420.42  
384.75  
338.13  
Adjusted Book Value
600.68  
505.84  
420.42  
384.75  
338.13  
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