Operational & Financial Ratios
Earnings Per Share (Rs)
34.40
27.28
14.06
1.60
1.18
DPS(Rs)
7.60
5.50
2.85
0.00
0.00
Book NAV/Share(Rs)
217.01
189.93
166.12
148.98
142.35
Yield on Advances
10.57
9.52
8.99
9.98
11.01
Cost of Liabilities
4.78
3.69
3.24
4.03
4.67
NIM
2.92
2.96
2.68
2.65
2.53
Interest Spread
5.79
5.83
5.75
5.95
6.34
ROA(%)
1.17
1.03
0.60
0.07
0.06
ROE(%)
16.91
15.33
8.93
1.16
1.02
ROCE(%)
16.18
13.47
8.00
6.27
2.17
Cost Income Ratio
47.71
47.72
49.24
49.21
49.97
Core Cost Income Ratio
49.37
47.79
51.30
54.35
53.89
Operating Costs to Assets
1.78
1.68
1.70
1.78
1.63
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
7.68
6.19
7.94
46.26
45.30
PCE(x)
7.04
5.43
6.66
17.89
11.22
Price/Book(x)
1.22
0.89
0.67
0.50
0.38
Yield(%)
2.88
3.26
2.55
0.00
0.00
EV/Net Sales(x)
2.05
2.11
2.31
1.49
1.55
EV/Core EBITDA(x)
7.46
7.04
7.22
4.96
6.23
EV/EBIT(x)
2.49
2.78
3.46
2.23
2.52
EV/CE(x)
1.12
0.95
0.13
0.09
0.10
M Cap / Sales
1.21
0.97
0.83
0.54
0.33
Core Operating Income Growth
8.14
26.78
13.23
4.95
48.54
Net Profit Growth
26.08
94.02
777.28
51.77
25.99
BVPS Growth
14.25
14.33
11.51
4.66
-9.09
Advances Growth
13.26
21.08
10.03
2.34
47.20
EPS Growth(%)
26.08
94.02
777.28
35.60
-27.86
Cash / Deposits(x)
0.04
0.05
0.07
0.04
0.03
Investment / Deposits(x)
0.28
0.30
0.30
0.27
0.29
IncLoan / Deposits(x)
7.11
8.47
9.93
6.91
9.84
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.68
0.89
1.72
3.09
3.13