Operational & Financial Ratios
Earnings Per Share (Rs)
37.86
34.40
27.28
14.06
1.60
DPS(Rs)
8.35
7.60
5.50
2.85
0.00
Book NAV/Share(Rs)
264.77
217.01
189.93
166.12
148.98
Yield on Advances
10.04
10.57
9.52
8.99
9.98
Cost of Liabilities
4.75
4.75
3.69
3.24
4.03
NIM
2.65
2.92
2.96
2.68
2.65
Interest Spread
5.29
5.82
5.83
5.75
5.95
ROA(%)
1.16
1.17
1.03
0.60
0.07
ROE(%)
15.72
16.91
15.33
8.93
1.16
ROCE(%)
14.72
16.18
13.47
8.00
6.27
Cost Income Ratio
47.94
47.71
47.72
49.24
49.21
Core Cost Income Ratio
50.40
49.37
47.79
51.30
54.35
Operating Costs to Assets
1.68
1.78
1.68
1.70
1.78
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
6.03
7.68
6.19
7.94
46.26
PCE(x)
5.63
7.04
5.43
6.66
17.89
Price/Book(x)
0.86
1.22
0.89
0.67
0.50
Yield(%)
3.66
2.88
3.26
2.55
0.00
EV/Net Sales(x)
1.99
2.05
2.11
2.31
1.49
EV/Core EBITDA(x)
7.46
7.46
7.04
7.22
4.96
EV/EBIT(x)
2.37
2.49
2.78
3.46
2.23
EV/CE(x)
0.93
1.12
0.95
0.13
0.09
M Cap / Sales
0.97
1.21
0.97
0.83
0.54
Core Operating Income Growth
2.10
8.14
26.78
13.23
4.95
Net Profit Growth
10.08
26.08
94.02
777.28
51.77
BVPS Growth
22.01
14.25
14.33
11.51
4.66
Advances Growth
13.49
13.26
21.08
10.03
2.34
EPS Growth(%)
10.08
26.08
94.02
777.28
35.60
Cash / Deposits(x)
0.04
0.04
0.05
0.07
0.04
Investment / Deposits(x)
0.26
0.28
0.30
0.30
0.27
IncLoan / Deposits(x)
8.40
7.07
8.47
9.93
6.91
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.58
0.68
0.89
1.72
3.09