Operational & Financial Ratios
Earnings Per Share (Rs)
16.05
11.61
5.38
6.06
-15.97
DPS(Rs)
2.15
0.50
0.00
0.00
0.00
Book NAV/Share(Rs)
99.59
83.98
75.72
82.04
75.65
Yield on Advances
11.96
11.37
11.38
12.13
13.12
Cost of Liabilities
4.36
3.69
3.50
3.94
4.75
NIM
3.80
3.77
3.46
3.52
3.81
Interest Spread
7.59
7.68
7.88
8.19
8.37
ROA(%)
1.18
0.87
0.40
0.38
-1.08
ROE(%)
18.01
15.23
7.77
7.68
-19.96
ROCE(%)
19.37
17.52
9.76
8.51
-9.71
Cost Income Ratio
62.24
66.22
77.18
64.50
64.14
Core Cost Income Ratio
63.32
66.70
78.66
67.93
65.04
Operating Costs to Assets
2.43
2.50
2.75
2.39
2.51
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
8.35
4.23
6.01
4.24
0.00
PCE(x)
7.43
3.74
4.67
3.24
-0.87
Price/Book(x)
1.35
0.59
0.43
0.31
0.16
Yield(%)
1.60
1.02
0.00
0.00
0.00
EV/Net Sales(x)
1.57
0.85
0.67
0.47
0.34
EV/Core EBITDA(x)
7.75
4.28
5.07
2.43
1.90
EV/EBIT(x)
2.10
1.25
1.11
0.79
0.80
EV/CE(x)
1.27
0.69
0.57
0.03
0.03
M Cap / Sales
1.32
0.54
0.38
0.23
0.10
Core Operating Income Growth
9.66
21.32
3.72
1.73
9.54
Net Profit Growth
47.59
138.73
16.07
137.93
-345.10
BVPS Growth
18.59
10.90
-7.70
8.44
-30.02
Advances Growth
13.95
16.88
5.32
3.79
-2.83
EPS Growth(%)
38.25
115.91
-11.23
137.93
-291.30
Cash / Deposits(x)
0.05
0.06
0.07
0.03
0.03
Investment / Deposits(x)
0.26
0.29
0.29
0.29
0.24
IncLoan / Deposits(x)
2.14
2.37
2.07
1.86
2.07
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.79
1.62
2.49
2.95
3.48