Operational & Financial Ratios
Earnings Per Share (Rs)
17.88
12.34
7.66
4.54
-8.47
DPS(Rs)
3.60
3.00
1.90
0.00
0.00
Book NAV/Share(Rs)
119.63
105.64
96.30
92.99
89.43
Yield on Advances
11.46
10.60
10.28
11.64
11.82
Cost of Liabilities
5.06
4.13
3.71
4.52
5.13
NIM
2.75
2.70
2.46
2.45
2.19
Interest Spread
6.40
6.47
6.57
7.12
6.69
ROA(%)
1.02
0.68
0.46
0.36
-0.55
ROE(%)
16.69
12.22
8.34
6.44
-10.56
ROCE(%)
21.30
12.97
9.48
5.60
-2.90
Cost Income Ratio
46.42
46.27
45.74
46.02
45.02
Core Cost Income Ratio
48.19
47.35
49.82
51.79
49.34
Operating Costs to Assets
1.76
1.71
1.55
1.56
1.36
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
8.58
5.39
5.06
7.51
0.00
PCE(x)
8.06
4.96
4.44
5.74
-3.96
Price/Book(x)
1.28
0.63
0.40
0.37
0.32
Yield(%)
2.35
4.51
4.90
0.00
0.00
EV/Net Sales(x)
1.44
1.10
1.14
1.07
1.67
EV/Core EBITDA(x)
5.11
3.48
3.55
3.74
6.79
EV/EBIT(x)
1.70
1.47
1.59
1.58
2.86
EV/CE(x)
1.22
0.77
0.66
0.07
0.11
M Cap / Sales
1.17
0.56
0.39
0.32
0.26
Core Operating Income Growth
11.61
17.92
12.55
115.87
11.96
Net Profit Growth
61.84
61.18
80.05
200.28
1.69
BVPS Growth
13.25
9.70
3.56
3.98
-34.99
Advances Growth
14.30
15.26
11.85
87.58
6.10
EPS Growth(%)
44.90
61.18
68.77
153.58
49.36
Cash / Deposits(x)
0.04
0.04
0.04
0.04
0.04
Investment / Deposits(x)
0.28
0.30
0.34
0.36
0.34
IncLoan / Deposits(x)
2.21
3.86
4.96
5.61
11.65
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
1.03
1.70
3.68
4.62
5.49