Operational & Financial Ratios
Earnings Per Share (Rs)
19.95
13.79
8.42
4.50
2.94
DPS(Rs)
2.40
2.00
1.60
0.50
0.00
Book NAV/Share(Rs)
124.77
107.00
94.94
87.07
82.57
Yield on Advances
11.14
10.32
10.22
10.86
12.99
Cost of Liabilities
4.80
4.06
4.11
4.73
6.04
NIM
3.75
3.87
3.54
3.25
3.54
Interest Spread
6.34
6.26
6.11
6.13
6.95
ROA(%)
1.64
1.30
0.87
0.50
0.34
ROE(%)
17.24
13.67
9.25
5.30
3.61
ROCE(%)
20.15
16.23
11.11
7.32
5.01
Cost Income Ratio
48.26
45.08
53.21
60.60
49.73
Core Cost Income Ratio
51.00
45.37
52.46
64.90
55.07
Operating Costs to Assets
2.50
2.25
2.32
2.66
2.55
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
9.15
7.56
5.50
12.39
6.89
PCE(x)
8.62
6.90
4.67
9.21
4.57
Price/Book(x)
1.46
0.97
0.49
0.64
0.25
Yield(%)
1.31
1.92
3.46
0.90
0.00
EV/Net Sales(x)
2.09
1.50
0.90
1.28
0.47
EV/Core EBITDA(x)
6.07
3.95
3.09
5.40
1.59
EV/EBIT(x)
2.64
2.13
1.33
1.91
0.72
EV/CE(x)
1.37
0.98
0.56
0.09
0.04
M Cap / Sales
1.79
1.28
0.66
0.81
0.27
Core Operating Income Growth
13.75
23.33
15.08
0.49
-0.63
Net Profit Growth
45.09
64.29
87.34
52.92
11.46
BVPS Growth
16.61
12.70
9.05
5.45
2.76
Advances Growth
16.68
15.50
8.53
9.25
-5.11
EPS Growth(%)
44.67
63.87
87.17
52.92
11.46
Cash / Deposits(x)
0.06
0.06
0.05
0.06
0.05
Investment / Deposits(x)
0.25
0.25
0.25
0.25
0.27
IncLoan / Deposits(x)
2.78
1.87
1.96
4.00
2.00
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.40
0.74
2.28
3.41
3.92