Operational & Financial Ratios
Earnings Per Share (Rs)
67.70
65.00
57.67
42.34
28.61
DPS(Rs)
10.00
10.00
10.00
5.00
0.00
Book NAV/Share(Rs)
500.23
437.53
374.41
321.38
279.25
Yield on Advances
12.20
10.94
11.45
11.62
12.51
Cost of Liabilities
5.31
4.11
4.49
5.06
5.78
NIM
3.67
3.81
3.59
3.38
3.22
Interest Spread
6.89
6.83
6.95
6.56
6.73
ROA(%)
1.79
1.86
1.64
1.34
0.98
ROE(%)
14.44
16.78
16.58
14.10
10.73
ROCE(%)
17.29
22.15
22.82
18.44
14.89
Cost Income Ratio
47.00
42.24
42.29
44.90
46.10
Core Cost Income Ratio
46.95
41.01
43.23
48.33
47.84
Operating Costs to Assets
2.13
1.99
2.10
2.06
1.99
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
7.17
6.28
0.00
0.00
0.00
PCE(x)
6.70
5.97
0.00
0.00
0.00
Price/Book(x)
0.97
0.93
0.00
0.00
0.00
Yield(%)
2.06
2.45
NA
NA
NA
EV/Net Sales(x)
1.85
1.71
0.04
0.04
0.13
EV/Core EBITDA(x)
6.07
4.45
0.09
0.12
0.47
EV/EBIT(x)
2.20
2.07
0.05
0.05
0.17
EV/CE(x)
0.97
0.94
0.03
0.03
0.11
M Cap / Sales
1.59
1.58
0.00
0.00
0.00
Core Operating Income Growth
2.71
15.36
18.06
16.52
7.26
Net Profit Growth
4.16
25.23
36.23
47.99
57.67
BVPS Growth
14.33
16.86
16.50
15.09
9.99
Advances Growth
6.55
11.34
7.80
12.10
4.64
EPS Growth(%)
4.16
12.70
36.23
47.99
57.67
Cash / Deposits(x)
0.05
0.04
0.05
0.04
0.04
Investment / Deposits(x)
0.31
0.30
0.29
0.29
0.26
IncLoan / Deposits(x)
2.63
1.10
0.00
0.00
0.88
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.85
0.62
1.98
1.98
1.80