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Option    
(Rs.in Million)
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
I. INCOME
  
  
  
  
  
Interest Earned
337974.47
308489.21
256571.00
229033.40
228295.28
     Interest / Discount on advances / Bills
224563.33
198220.68
150253.62
115998.70
117326.97
     Interest on balances with RBI and other Inter-bank funds
9164.03
11202.93
14438.27
12381.06
6760.47
     Income on investments
100961.97
95139.13
87184.23
92660.40
100138.79
     Others
3285.14
3926.47
4694.89
7993.24
4069.06
Other Income
58705.07
47130.61
40844.94
29674.90
31107.69
     Commission,exchange and brokerage
21804.31
18384.70
17869.43
14247.40
11159.51
     Profit / (loss)on sale of investments(net)
10479.08
6368.62
2736.83
4909.71
13290.11
     Profit on sale of Fixed Assets
-243.97
-146.64
-13.40
91.00
-209.96
     Foreign Exchange Gains
2249.80
2474.43
3034.88
1992.44
866.92
     Income earned from subsidiaries/joint venture
NA
NA
NA
NA
NA
     Rent / Lease Income
NA
NA
NA
NA
NA
     Provisions Written Back
NA
NA
NA
NA
NA
     Miscellaneous income
24415.85
20049.50
17217.20
8434.34
6001.11
Total Income
396679.54
355619.82
297415.94
258708.29
259402.96
II. EXPENDITURE
Interest Expended
198296.71
178823.69
139051.02
133608.79
145429.61
     Intereston Deposits
185344.05
169488.56
134273.34
128787.02
139917.40
     Interest on RBI / inter-bank borrowings
4700.25
3387.50
1057.78
854.85
620.93
     Other Interest
8252.41
5947.64
3719.90
3966.91
4891.28
Operating Expenses
116631.79
102748.95
89099.98
72770.73
67986.09
     Payments to and provisions for employees
72348.46
63257.71
56156.97
44821.47
41502.34
     Rent,Taxes and lighting
6730.77
5975.20
5285.76
4832.32
4954.18
     Depreciation on Banks property
5575.74
4998.34
3859.80
2967.65
2925.29
     Depreciation on leased assets
NA
NA
NA
NA
NA
     Auditor's fees and expenses
427.27
329.21
354.76
308.70
387.07
     Law charges
610.45
371.47
273.40
190.64
163.22
     Communication Expenses
885.54
883.20
937.90
949.68
971.75
     Repairs and Maintenance
2080.01
1482.44
1474.94
1620.90
1167.40
     Insurance
4872.68
4683.11
4414.49
4280.66
NA
     Other expenses
23100.87
20768.26
16341.97
12798.71
15914.85
Provisions and Contingencies
43573.04
48287.38
42540.23
34962.47
59132.42
     Provision for investments
NA
NA
2145.90
6467.40
3565.70
     Provision for advances
NA
NA
39930.40
28350.20
55155.30
     Others Provisions
43573.04
48287.38
463.93
144.87
411.42
Profit Before Tax
38178.00
25759.80
26724.71
17366.30
-13145.16
Taxes
NA
NA
10631.40
6721.30
-4360.30
     Current Income Tax
NA
NA
10631.40
6721.30
-4360.30
     Deferred Tax
NA
NA
NA
NA
NA
     Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
38178.00
25759.80
16093.31
10645.00
-8784.86
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
-90.04
-89.36
-96.15
-71.59
-52.23
Share of Associate
1254.10
1006.37
790.62
184.50
-1164.02
Other Consolidated Items
NA
NA
NA
NA
NA
Consolidated Net Profit
39342.05
26676.81
16787.78
10757.92
-10001.10
Adjustments to PAT
NA
NA
NA
NA
NA
IV. APPROPRIATIONS
67642.62
36924.32
16245.50
-176651.16
-184288.05
     Transfer to Statutory Reserve
9463.15
6372.65
3955.50
2612.10
NA
     Appropriation to General Reserve
NA
NA
NA
NA
NA
     Appropriation to Revenue Reserve
17.84
19.24
10.30
NA
12.52
     Appropriation to Other Reserves
NA
NA
NA
NA
NA
     Equity Dividend
1697.39
NA
NA
NA
NA
     Corporate dividend tax
NA
NA
NA
NA
NA
     Other appropriations
56464.24
30532.44
12279.70
-179263.26
-184300.57
Equity Dividend %
2.00
NA
NA
NA
NA
Earnings Per Share
4.00
3.00
2.00
1.00
-2.00
Adjusted EPS
4.00
3.00
2.00
1.00
-2.00
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