Operational & Financial Ratios
Earnings Per Share (Rs)
18.77
80.23
58.45
31.30
15.53
DPS(Rs)
4.00
16.10
12.00
6.50
0.00
Book NAV/Share(Rs)
103.02
429.13
364.54
317.54
307.28
Yield on Advances
11.41
11.67
10.16
9.86
10.84
Cost of Liabilities
5.35
5.26
4.28
3.80
4.26
NIM
2.27
2.54
2.43
2.26
2.23
Interest Spread
6.07
6.40
5.88
6.07
6.58
ROA(%)
1.07
1.03
0.82
0.48
0.27
ROE(%)
19.88
20.22
17.14
10.50
6.12
ROCE(%)
17.72
18.49
15.05
11.07
7.11
Cost Income Ratio
47.27
47.04
44.79
46.16
49.55
Core Cost Income Ratio
49.48
48.45
46.54
49.13
53.67
Operating Costs to Assets
1.67
1.75
1.67
1.61
1.68
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
4.74
1.45
0.97
7.27
9.80
PCE(x)
4.52
6.84
4.45
6.36
7.42
Price/Book(x)
0.86
1.35
0.78
0.72
0.50
Yield(%)
4.49
2.77
4.22
2.86
0.00
EV/Net Sales(x)
1.42
1.50
1.30
1.26
1.08
EV/Core EBITDA(x)
5.43
5.54
3.96
3.79
3.81
EV/EBIT(x)
1.62
1.78
1.63
1.68
1.54
EV/CE(x)
0.93
1.20
0.88
0.84
0.75
M Cap / Sales
0.67
0.97
0.61
0.59
0.36
Core Operating Income Growth
1.38
16.32
19.15
9.46
83.66
Net Profit Growth
16.99
37.26
86.74
122.02
214.40
BVPS Growth
-75.99
17.72
14.80
3.34
-3.95
Advances Growth
12.62
12.15
18.06
10.10
47.87
EPS Growth(%)
-76.60
37.26
86.74
101.54
171.57
Cash / Deposits(x)
0.06
0.05
0.05
0.05
0.04
Investment / Deposits(x)
0.26
0.27
0.27
0.26
0.26
IncLoan / Deposits(x)
6.15
4.39
4.93
4.26
4.94
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.70
1.27
1.73
2.65
3.82