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Option    
(Rs.in Million)
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
I. INCOME
  
  
  
  
  
Interest Earned
1216011.14
1105187.52
858847.26
706137.86
702532.70
     Interest / Discount on advances / Bills
877988.07
782056.69
613717.95
498797.93
504224.08
     Interest on balances with RBI and other Inter-bank funds
46780.51
42494.56
29616.20
21736.29
18613.29
     Income on investments
264189.87
245171.89
210036.64
181639.18
178617.65
     Others
27052.69
35464.38
5476.47
3964.47
1077.68
Other Income
310567.74
286461.83
253250.36
236430.99
230861.78
     Commission,exchange and brokerage
13125.27
21323.77
16141.24
14184.83
18468.18
     Profit / (loss)on sale of investments(net)
33077.09
19185.90
14371.83
37485.61
40661.73
     Profit on sale of Fixed Assets
22.70
163.12
3087.99
144.21
287.03
     Foreign Exchange Gains
8350.43
7656.30
22456.32
28140.88
18831.33
     Income earned from subsidiaries/joint venture
NA
NA
NA
NA
NA
     Rent / Lease Income
NA
NA
NA
NA
NA
     Provisions Written Back
NA
NA
NA
NA
NA
     Miscellaneous income
255992.26
238132.74
197192.98
156475.47
152613.51
Total Income
1526578.88
1391649.35
1112097.62
942568.85
933394.48
II. EXPENDITURE
Interest Expended
826806.75
721175.86
529900.64
430354.70
451824.97
     Intereston Deposits
757149.31
662788.34
487994.64
397537.27
421054.52
     Interest on RBI / inter-bank borrowings
29703.47
28983.42
17651.37
12602.56
10596.72
     Other Interest
39953.98
29404.10
24254.64
20214.87
20173.73
Operating Expenses
381885.56
373368.65
302454.19
279236.99
282848.97
     Payments to and provisions for employees
186057.62
171122.73
142927.47
132087.35
130994.78
     Rent,Taxes and lighting
11104.54
12006.10
11473.93
11565.09
11654.46
     Depreciation on Banks property
8697.72
9017.34
10209.56
8410.52
8380.35
     Depreciation on leased assets
NA
NA
NA
NA
NA
     Auditor's fees and expenses
724.39
812.78
743.64
681.51
1169.99
     Law charges
2544.78
2085.73
2034.34
1179.02
854.25
     Communication Expenses
1060.05
1432.54
1504.94
1198.82
1483.24
     Repairs and Maintenance
9612.11
7879.12
6807.37
6723.52
5505.51
     Insurance
15648.73
13815.26
12191.78
8776.07
10702.56
     Other expenses
146435.63
155197.06
114561.17
108615.11
112103.82
Provisions and Contingencies
87636.38
97109.28
135476.23
141527.19
159904.99
     Provision for investments
-10946.55
9109.26
28017.10
14329.00
522.10
     Provision for advances
95711.19
87519.57
100780.30
96346.40
141764.70
     Others Provisions
2871.73
480.45
6678.83
30851.79
17618.19
Profit Before Tax
230250.19
199995.56
144266.56
91449.97
38815.55
Taxes
56890.30
52172.00
36188.60
33499.00
11795.70
     Current Income Tax
56890.30
52172.00
36188.60
33499.00
11795.70
     Deferred Tax
NA
NA
NA
NA
NA
     Other taxes
0.00
0.00
0.00
0.00
0.00
Profit After Tax
173359.89
147823.56
108077.96
57950.97
27019.85
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
-1522.76
-1223.53
-898.44
-336.04
-659.61
Share of Associate
3559.10
6185.61
5367.94
3633.29
2545.81
Other Consolidated Items
NA
NA
NA
NA
NA
Consolidated Net Profit
175396.24
152785.64
112547.46
61248.22
28906.05
Adjustments to PAT
NA
NA
NA
NA
NA
IV. APPROPRIATIONS
175396.24
152785.64
112547.46
61248.22
28906.05
     Transfer to Statutory Reserve
42566.68
36385.80
26509.41
14196.03
6393.94
     Appropriation to General Reserve
NA
NA
NA
NA
NA
     Appropriation to Revenue Reserve
78823.13
71135.19
37224.53
28662.86
3330.28
     Appropriation to Other Reserves
NA
NA
NA
NA
NA
     Equity Dividend
36282.61
29207.50
21769.56
11791.85
NA
     Corporate dividend tax
NA
NA
NA
NA
NA
     Other appropriations
17723.83
16057.16
27043.95
6597.48
19181.83
Equity Dividend %
200.00
161.00
120.00
65.00
NA
Earnings Per Share
19.00
84.00
62.00
34.00
18.00
Adjusted EPS
19.00
17.00
12.00
7.00
4.00
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