Operational & Financial Ratios
Earnings Per Share (Rs)
4.18
3.68
0.23
0.80
-5.95
DPS(Rs)
0.00
0.00
0.00
0.00
0.00
Book NAV/Share(Rs)
45.41
38.81
33.75
31.37
31.90
Yield on Advances
15.58
14.97
14.57
15.88
19.05
Cost of Liabilities
5.52
5.00
4.71
6.39
8.35
NIM
5.84
5.57
5.40
4.86
4.49
Interest Spread
10.07
9.97
9.86
9.49
10.70
ROA(%)
1.10
1.13
0.08
0.29
-1.81
ROE(%)
10.23
10.44
0.75
2.73
-17.10
ROCE(%)
9.11
9.09
4.87
6.35
3.91
Cost Income Ratio
72.22
71.16
74.60
73.95
75.16
Core Cost Income Ratio
72.89
72.55
78.17
78.49
79.12
Operating Costs to Assets
5.48
5.07
5.07
4.35
3.93
Tier 2 ratio
NA
NA
NA
NA
NA
PER(x)
18.03
14.94
169.44
69.90
0.00
PCE(x)
14.91
12.72
47.52
40.45
-3.97
Price/Book(x)
1.66
1.42
1.17
1.78
0.66
Yield(%)
0.00
0.00
0.00
0.00
0.00
EV/Net Sales(x)
3.44
4.12
4.52
4.85
4.14
EV/Core EBITDA(x)
16.71
18.98
23.64
30.98
34.88
EV/EBIT(x)
5.88
7.01
10.16
8.54
8.60
EV/CE(x)
1.25
1.13
1.05
1.22
0.93
M Cap / Sales
1.76
1.60
1.44
1.98
0.62
Core Operating Income Growth
30.20
30.18
31.52
21.47
89.92
Net Profit Growth
21.31
1575.12
-67.83
115.79
-47.32
BVPS Growth
17.00
14.97
7.58
-1.64
-16.01
Advances Growth
28.19
28.79
17.21
17.47
-0.82
EPS Growth(%)
13.56
1473.72
-70.64
113.38
-46.46
Cash / Deposits(x)
0.06
0.07
0.11
0.05
0.05
Investment / Deposits(x)
0.37
0.42
0.44
0.51
0.70
IncLoan / Deposits(x)
25.39
39.56
50.14
51.63
88.16
Total Debt/Mcap(x)
NA
NA
NA
NA
NA
Net NPAs (funded) to Net Advances (%)
0.60
0.86
1.53
1.86
0.94